Planned Giving

Congregation Emeth Lifetime & Planned Giving: Invest in Our Future, Preserve Our Values

Congregation Emeth, founded in 1977, is a diverse, inclusive community committed to Jewish life, spiritual growth, social justice, and community. Our mission is to meet the spiritual, intellectual, and social needs of our community, providing a welcoming space for all. Through lifetime and planned giving, you can help ensure that our sacred space remains a home for worship, learning, and celebration. Your support enables us to expand vital programs that foster Jewish identity, engage families, and strengthen interfaith relationships, while promoting inclusivity, diversity, and social action. By preserving our values and traditions, your generosity secures the future of Congregation Emeth for generations to come.

To explore giving opportunities listed below, please contact Congregation Emeth’s President  president@emeth.net.

Qualified Charitable Distributions

Individual retirement arrangement (IRA) owners age 70½ or over can transfer up to $100,000 to charity tax-free each year. These transfers, known as qualified charitable distributions or QCDs, offer eligible older Americans a great way to easily give to charity before the end of the year. And, for those who are at least 73 years old, QCDs count toward the IRA owner's required minimum distribution (RMD) for the year.

Normally, distributions from a traditional IRA are taxable when received. With a QCD, however, these distributions become tax-free as long as they're paid directly from the IRA to an eligible charitable organization.

QCDs must be made directly by the trustee of the IRA to the charity. An IRA distribution, such as an electronic payment made directly to the IRA owner, does not count as a QCD. Likewise, a check made payable to the IRA owner is not a QCD.

Each year, an IRA owner age 70½ or over when the distribution is made can exclude from gross income up to $100,000 of these QCDs. For a married couple, if both spouses are age 70½ or over when the distributions are made and both have IRAs, each spouse can exclude up to $100,000 for a total of up to $200,000 per year.

Bequest

Making a bequest by including Congregation Emeth in your will or estate plan allows you to enjoy your assets during your lifetime, while providing a generous gift to Congregation Emeth. These gifts may result in tax savings to your estate and can be accomplished through a simple codicil to your will prepared by your tax attorney or advisor.

Charitable Remainder Trusts

Charitable Remainder Trusts (CRT) allow you to receive a continuous income for yourself or for your spouse or any other identified person(s) named in the CRT during the negotiated length of the CRT, while helping to insure the continued financial security of Congregation Emeth.

Charitable Lead Trusts

Charitable Lead Trusts do the reverse of the CRT. Congregation Emeth receives the income during the term of the trust and the beneficiaries receive the corpus at the end of the trust.

Gifts of Life Insurance

Congregation Emeth can be named as a beneficiary of all or part of the proceeds of an existing life insurance policy, or you can take out a new policy naming Congregation Emeth as owner and beneficiary.

Gifts from a Retirement Plan

You can name Congregation Emeth as a beneficiary of all or part of your retirement plan by completing a Change of Beneficiary form.

If you have already named Congregation Emeth as a beneficiary in your estate plan, please notify us so that we may thank you and recognize your gift. Donor anonymity, when requested, will be respected.

Disclaimer

The information provided is on this website is not provided as legal, tax or other professional advice. The material is general in nature and may not apply to all individuals. Federal and State laws change from time to time. It is recommended that individuals consult with their own tax and financial advisors concerning the benefits and consequences of making a planned, or legacy, gift.